FAQ

Does Fingerhut do credit check?

Fingerhut reports your payment history to all three major consumer credit bureaus. Some creditors only report to one or two of the credit bureaus. Fingerhut accepts people with average credit scores. Even if you don't have a good credit score, you may still qualify for a Fingerhut credit account.

Will I get approved for Fingerhut?

So a Fingerhut credit account is easy to get approved for and it'll help you rebuild your credit. And to top it off, there's no annual fee. But the only issue is that you can only use the card for Fingerhut purchases.

Can you get a Fingerhut card with bad credit?

Given its low costs and the fact that you can get approved despite bad credit, the Fingerhut Credit Card is a great tool for inexpensively rebuilding your credit standing. ... And if you do make purchases with your Fingerhut Card, just make sure to pay your bill on time.

How long does it take Fingerhut to process an order?

Standard shipping will vary by the location you are shipping the order to, but typically means your order will ship and be delivered within 5 to 7 business days.

Does Fingerhut send you a credit card?

The Fingerhut Advantage Revolving Credit Account is issued by WebBank and may require a one-time down payment. This is usually applied toward your first order. ... The Fingerhut FreshStart® Credit Account is a three-step installment credit program that works like a credit card.

Will I get approved for Fingerhut?

So a Fingerhut credit account is easy to get approved for and it'll help you rebuild your credit. And to top it off, there's no annual fee. But the only issue is that you can only use the card for Fingerhut purchases.

What type of credit is Fingerhut?

Currently, there are two types of WebBank/Fingerhut credit accounts. There is the Fingerhut Advantage Revolving Credit Account issued by WebBank and the Fingerhut FreshStart® Credit Account issued by WebBank. The Fingerhut Revolving account may or may not require a one-time down payment when you place your first order.

What is a WebBank Fingerhut Credit Account?

Representative Terms of Credit: The WebBank/Fingerhut FreshStart Installment Loan Agreement lets you make your initial purchase by making a down payment to Fingerhut and 6 or 8 low monthly payments on your Loan. The Annual Percentage Rate is 29.99%.

Is Fingerhut easy to get credit?

But this much is clear: The Fingerhut Credit Account is one of the easiest “credit cards” to get approved for, and it can help you improve your credit standing if used responsibly. You even have good odds of getting it if you've made mistakes in the past, as Fingerhut accepts applicants who have bad credit.

Does Fingerhut send you a credit card?

The Fingerhut Advantage Revolving Credit Account is issued by WebBank and may require a one-time down payment. This is usually applied toward your first order. ... The Fingerhut FreshStart® Credit Account is a three-step installment credit program that works like a credit card.

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Apply for Fingerhut Credit Card | Check Application Status

fingerhut-credit-card-logo

Fingerhut Credit Card has simplified and eased the process of applying for a new credit card by developing an online form. The application is powered by the Web Bank. It is an in-store credit card that can be used for making purchases at the fingerhut.com. Apply for the credit card and get your favorite apparels and electronics financed instantly.

  • No annual fee
  • No over limit fee
  • Set up low monthly payments
  • Receive the flexibility of paying over time
  • 20% off on cold weather accessories

If you are a regular customer at the Fingerhut Stores, you can save money and enjoy plenty of privileges applying for the credit card. The application just takes a few minutes, the applicant just needs to provide his/ her personal and financial information handy. Read on to apply today and begin shopping.

How to Apply

Step 1– If you are willing to apply for the Fingerhut Credit Card then you must open the application homepage (fingerhut.com). Begin by selecting whether you received a credit offer in your catalog.

fingerhut-credit-card-application

Step 2– Complete the address and contact information section with the following details:

  • Name
  • Address
  • City
  • State
  • Zip Code
  • Phone

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Step 3– The personal identification section requires the following information:

  • Social Security Number
  • Date of Birth
  • Available Income


fingerhut-credit-card-enroll

Step 4– Enter your catalog number to receive special offers create your account set up and then select the “yes” option if you wish to receive electronic statements.

fingerhut-credit-card-sign-up

Step 5– Review the eStatement Terms and Conditions and then check the box below if you have read and understood the terms. View and accept the account opening disclosures and then press the “Submit Application” button.

fingerhut-credit-card-online-application

Check Application Status

To check your application status you must call at 1-800-208-2500 and then provide your application reference number.

Discover Credit Card Application. Cancel Credit Card

To cancel or close a credit card account contact the credit card company using the information provided below.

Customer Service

  1. Call: 1-800-208-2500
  2. Contact us page Link