FAQ

Is Fingerhut good for your credit?

It also reports your payment history to the three major consumer credit bureaus — Equifax, Experian and TransUnion — which is important if you're trying to build credit. ... In other words, Fingerhut is a good option for those who want to build their credit and are unable to open credit lines elsewhere.

Can you use a Fingerhut credit card anywhere?

There are currently two accounts you can apply for: Fingerhut Advantage Revolving Credit Account and Fingerhut FreshStart® Credit Account. Both can be used to make purchases from Fingerhut online, from the catalog, or over the phone. Applications for both options can be found at the Fingerhut website.

How does Fingerhut fresh start work?

The FreshStart Loan allows you to finance your first Fingerhut.com purchase of at least simply by making an initial down payment at the time of purchase. You'll then make six to eight monthly payments on your loan to pay off the remaining balance.

Does Fingerhut report to credit bureaus 2018?

According to Fingerhut, the Fresh Start program does report to credit bureaus as an installment loan, so it will help you build your credit. It seems a Fresh Start account will only report to Transunion and Experian, however.