FAQ

How do I get a cash advance on my credit card?

Withdraw money from an ATM where your credit card is accepted. Select "credit" when prompted to make a withdrawal from checking, savings or credit. Go to a bank to withdraw money against the limit on your credit card. Check that the bank offers advances from your credit card issuer, such as Mastercard or Visa.

What is a cash advance limit on a credit card?

Cash advance. ... The service allows cardholders to withdraw cash, either through an ATM or over the counter at a bank or other financial agency, up to a certain limit. For a credit card, this will be the credit limit (or some percentage of it). Cash advances often incur a fee of 3 to 5 percent of the amount being borrowed ...

Can you use a credit card to get cash from an ATM?

Yes! Most credit cards will let you withdraw cash at an ATM. ... Borrowing money on your credit card is a cash advance, a type of short-term loan, and it's worlds away from a simple debit card cash withdrawal. Cash advances usually come with very high fees.

Can I use my TJ Maxx credit card anywhere?

T.J.Maxx offers two credit cards for consumers, the TJX Rewards Credit Card and the TJX Rewards Platinum Mastercard. The first can only be used at T.J.Maxx and some affiliated stores, while the second can be used anywhere Mastercard is accepted.

Is the TJ Maxx credit card good?

The TJX Rewards® Credit Card can give you good savings at TJ Maxx, Marshalls, HomeGoods and Sierra stores but not much else. For purchases outside of these stores, most consumers will be better off sticking to a cash back credit card like the Chase Freedom® or the Citi® Double Cash Card.

What credit score do you need for a TJ Maxx credit card?

You need fair credit to get approved for the TJX credit card, which means a credit score of 620 or above.

Is it hard to get a TJ Maxx credit card?

The TJX Rewards Credit Card typically approves applicants with fair credit or better, which means credit scores around 620 or higher. You can apply for a new card at any TJX-branded location, including your local T.J. Maxx. You can also head online to apply using the link below.

Can I use my TJ Maxx credit card anywhere?

T.J.Maxx offers two credit cards for consumers, the TJX Rewards Credit Card and the TJX Rewards Platinum Mastercard. The first can only be used at T.J.Maxx and some affiliated stores, while the second can be used anywhere Mastercard is accepted.

Does TJ Maxx charge foreign transaction fee?

No Foreign-Transaction Fee: If you get approved for the TJX Credit Card and wind up using it while traveling abroad or to make purchases through internationally based merchants while stateside, you'll be pleased to know that your bills won't be inflated by so-called foreign-transaction fees, which are usually around 3% ...

Does MasterCard have foreign transaction fee?

The foreign transaction fee is composed of two parts. The first is charged by the credit card network (Visa, MasterCard, etc.) while the other part is imposed by the issuer (Citibank, Chase, etc.). Visa and MasterCard both charge a fee of 1%. ... Then, the card's issuer will charge another 2% on top of that.